Kasasa Cash Back

*APY=Annual Percentage Yield. APYs accurate as of 06/28/2017. The Kasasa Cash Back account is not an interest bearing account. Only an associated Kasasa Saver account would be eligible to earn interest. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $20 for Kasasa Saver. When monthly qualifications are met, you will receive 4% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If a Kasasa Saver account is associated, Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly qualification cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $20,000 in Kasasa Saver earn 0.15% interest rate on the portion of the balance over $20,000, resulting in .75% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees may reduce earnings.