Kasasa Cash

*APY=Annual Percentage Yield. APYs accurate as of 06/28/2017. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $20 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.075% interest rate on the portion of the balance over $10,000, resulting in 2.00% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. The APY disclosed on the Kasasa Cash account assumes that the interest earned in Kasasa Cash compounds; however, by choosing to have Kasasa Saver link to Kasasa Cash the interest earned in your Kasasa Cash account is automatically transferred into your Kasasa Saver account at the end of the qualification cycle and therefore does not remain in your Kasasa Cash account. Additionally the interest amount earned in the Kasasa Saver account may be less than the interest amount earned in the Kasasa Cash account. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $20,000 in Kasasa Saver earn 0.15% interest rate on portion of balance over $20,000, resulting in 0.75% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees could reduce earnings.